About Overture
Helping Pre-Retirees and Retirees Plan with Confidence
Overture Wealth Management LLC, founded by Sean Dwyer, helps clients nearing or in retirement make smart, tax-efficient financial decisions. Drawing on over 20 years of experience in investment management and financial planning, Sean crafts personalized strategies designed to reduce investment costs, minimize taxes, and support long-term goals.
As an independent Registered Investment Adviser (RIA), Overture provides fiduciary advice—legally and ethically committed to putting your interests first. The firm operates on a fee-only, transparent flat-fee structure, receiving no commissions, product sales, or referral fees. Overture offers both holistic financial planning and investment management services, tailored to each client’s unique situation.
Overture is based just outside Philadelphia. In-person meetings are available for clients in the greater Philadelphia area, and virtual meetings are offered to clients throughout the country.
Meet Sean
WEALTH MANAGER | CFA® | CFP® | EA
I am the founder and sole practitioner at Overture. I hold the CERTIFIED FINANCIAL PLANNER® (CFP®) designation, the Chartered Financial Analyst® (CFA) charter, and the IRS Enrolled Agent (EA) license. My professional background provides clients access to advanced financial planning, investment management, and tax expertise.
I began my career at UBS Financial Services in Pittsburgh in 2003. Early on, I recognized that the traditional brokerage model didn’t fully align with my belief in putting clients first. In 2004, I joined Vanguard, where I spent 14 years developing deep expertise in retirement planning, investor education, and portfolio management. Before founding Overture, I spent six years as a Wealth Manager at a Philadelphia-based registered investment advisor, advising high-net-worth clients on comprehensive financial planning and portfolio management.
Inspired by Jack Bogle, Vanguard’s founder and a champion of low-cost investing, I follow the principle that investors ultimately retain only their net returns—after fund expenses, advisory fees, transaction costs, and taxes. This philosophy guides Overture’s disciplined approach to portfolio management, with a focus on cost-conscious, tax-aware strategies.
I live near Philadelphia with my wife and two daughters. Outside of work, I enjoy skiing, biking along the Schuylkill River Trail, and cheering on the Steelers and Pitt Panthers.
